Saran Lhawpongsawad

Saran Lhawpongsawad is a Bangkokian by birth who has spent his life in Thailand. He loves sharing what he learns from living here and running a business in the country, helping newcomers settle in and get the most out of life in Thailand. When he's not at his desk, he's outdoors exploring with his family. You can connect with him on his LinkedIn.
The-Complete-Overview-of-Digital-Nomad-Visa-in-Thailand

The Complete Overview of Digital Nomad Visa in Thailand

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Key Takeaways Getting a visa is one of the biggest challenges of being a digital nomad in Thailand.  Fortunately, Thailand released a digital nomad visa known as the Destination Thailand Visa in July 2024. This visa is for digital nomads, remote workers, freelancers, and those who want to come to Thailand to learn Muay Thai … Read more

My Personal Review of Dhipaya Insurance: Should You Buy It? 

Dhipaya Insurance Review: Car, Health and Visa Cover for Expats

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Dhipaya Insurance is a state-linked Thai insurer known for cheap car insurance, especially if you don’t drive much. It also sells an O-A retirement visa health plan with THB3.5 million of hospital cover for people up to 80.

When you shop for car insurance in Thailand, Dhipaya’s prices stand out. They are lower than many rivals for similar cover, but its claims handling is stricter, and I’ve seen that first-hand in my own family.

Dhipaya has been selling insurance since 1951. Its big shareholders include Krung Thai Bank, the Government Savings Bank and PTT, so many Thais see it as a semi-government company.

Below I cover Dhipaya’s car insurance, its health and accident plans for foreigners, how claims work and what it all costs, so you can decide whether the savings are worth the stricter claims.

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Muang Thai Insurance Review Is It Good for Expats in Thailand

Muang Thai Insurance Review: Is It Good for Expats in Thailand?

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Muang Thai Insurance is one of Thailand’s five biggest non-life insurers, and I used its car insurance myself and made three claims that were all handled well. Its health insurance costs less than an international plan, but it pays only THB100,000 a year toward chemotherapy, which is too little for most expats.

Muang Thai Insurance traces its roots back to 1932 and sells car, health, accident, travel, home and business insurance. Most of its customers are Thai, but its car insurance works just as well for a foreigner with a Thai-registered car.

I’ve used Muang Thai Insurance for my own car, so the car section below includes my claims, how fast the agents arrived and what a garage owner told me about them.

This review covers both products foreigners ask about: what Muang Thai’s car insurance covers and costs, how claims work, what its Health ME Plus plan pays and costs, and which alternatives fit better if it doesn’t suit you.

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