Finding the right health insurance in Thailand is harder than it looks. Public hospitals are cheap, but most expats want access to private hospitals like Bumrungrad, Bangkok Hospital, or Samitivej, where bills add up quickly without good cover.
Some Thai visas also require health insurance. The retirement O-A visa and the Long-Term Resident (LTR) visa both ask for proof of cover that meets a minimum level. Picking a plan that keeps immigration happy and still fits your budget takes local knowledge.
An experienced broker who knows the Thai market can save you time and money. A good broker will:
- match your coverage to your visa requirements and your budget
- compare both local Thai insurers and international plans
- explain what each policy actually covers at Thai hospitals
- handle claims and paperwork with the insurer for you
- find deals you can’t get by going direct
- review your plan each year so it stays up to date
Whether you need cover for yourself, your family, or your business, we will put you in touch with Carsten Creutzburg, a licensed insurance broker in Thailand who can find the most suitable policy for you.
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Carsten Creutzburg has been working for more than 20 years in the insurance industry in Germany and Asia, as a consultant, broker, and now company founder. He currently lives in Thailand but travels frequently throughout Asia and other parts of the world. Therefore, he understands the insurance needs of expatriates, digital nomads, and anyone else wishing to live abroad.