Bangkok Insurance is one of Thailand’s three biggest non-life insurers, best known for car insurance with a strong claims record. For expats, it also sells a health plan built for foreigners on retirement visas that you can renew up to age 100.
If you search for car insurance in Thailand, Bangkok Insurance will be one of the first names you see. You will also see that its car premiums are among the highest, and Thai drivers keep paying them because claims tend to go smoothly.
The health side gets less attention, but it matters more to many expats. Bangkok Insurance’s Health Care Insurance for Foreigners covers up to THB3.5 million a year in hospital, is sold for the O-A, O-X and STV visas, and takes new applicants up to 75.
Below I go through Bangkok Insurance’s car, accident and health plans: what each covers, what it costs, and who it suits. If you only want health cover and don’t need it for a visa, an international plan usually gives you more for the money, and I cover those options near the end.
