If you’re German, there’s a good insurance deal you can get that will significantly decrease your insurance premium while still getting good coverage.
Although it only works for your first few years living in Thailand, it can save you a lot of money.
You can check out HanseMerkur for travel health insurance options before moving to Thailand.
These policies can cover medically necessary treatment, hospitalization, and medication abroad, with cheaper premiums than many long-term international health insurance plans. Check the maximum trip length, residence requirements, and exclusions before relying on one.
Your local insurance broker can give you some pointers.
In Germany, you can check out an insurance brokerage firm called Albatros.
It also offers services to private customers.